Getting Started
Buying a house is probably one of the largest purchases that you will ever make, and your home will most likely be your most valuable asset. It’s important to work with an agent that is experienced, knowledgeable and that you ultimately feel comfortable with and can trust.
Your Interests First
When you hire a Realtor, that person has specific fiduciary duties owed to you and will represent your best interests throughout the entire home buying process. Your agent will do more than send you listings and show you homes. When you work with a Realtor, are engaging the skills of a professional to:
Step-by-step
Step 1
It’s all about understanding your needs, wants, and budget. We ask lots of questions and take notes in order to get a better sense of your situation and what you are envisioning in a home.
This helps us create a home search tailored to YOU.
Step 2
We belong to numerous Multiple Listing Services. The MLS is where thousands of agents list properties for sale every day. We will set up a search specifically for you and we will be notified as soon as a property hits the market that may fit your criteria.
We review each listing before sending it to you to ensure that it’s a home that meets the majority of your needs and wants—we won’t waste your time or overload your email by sending properties that won’t interest you.
Step 3
When there are homes that you like, we will schedule showings around your schedule. We will tour the homes together where insight will be provided and questions answered that you may have about the homes.
As agents, we are privy to additional information about properties that the public are not, and we will share that information with you.
Step 4
Once you find a property you love, we will research recently sold comparable homes; this information will provide us with a data-supported estimate of the home’s value. We will also perform other due diligence on the property by reviewing its records at the town.
Armed with this deeper knowledge about the home, our market expertise, and our creative negotiating skills, we will produce a competitive offer to submit to the sellers. We will always do our best to get you the home you want, for the price and terms that satisfy you!
Step 5
Once you have received an accepted offer, it’s important to complete your inspections as soon as possible.
Accepted offers in the lower Hudson Valley of New York are not binding immediately.
That means a seller can continue to show the home even after accepting your offer, so completing your inspections and getting into contract expeditiously will ensure the house is truly yours.
Once we receive the inspection report and negotiate any items we would like to be addressed by the seller, the contract will be drawn up by the seller’s attorney and include the inspection items negotiated.
Step 6
Your real estate attorney will review the contract and if everything is agreeable, you, the buyer, will sign the contracts first and then the seller. Once both parties have signed the contract, the contract is considered “fully executed” and the listing is updated to “pending” on the MLS, which means there are no more showings and your mortgage process can begin.
This process will include:
Step 7
Once you receive a “clear to close” from your lender, your closing date and time will be set by the attorneys a minimum of 3 days from the date you signed your Closing Disclosure.
With your closing set, we will schedule your final walkthrough of the property. Think of this as a watered-down inspection; we’ll check that:
Don’t forget to have all the utilities transferred over into your name as of the closing date as well.
Step 8
The big day! Make sure you come prepared with:
Once you sign all the closing documents with your attorney, you will be given the keys to your home and you officially take possession!
Congratulations!
Why Briante Realty Group
Choosing Briante Realty Group for your home buying process in New York comes with numerous benefits:
Getting pre-approved before house hunting is an important first step for a few reasons:
The real estate market is competitive. Give yourself the edge by being as prepared as possible!
We are your advocates, but to ensure a fair, legal, and professional process, there are specific boundaries we observe. Your agent:
Other than having an underwritten, recently dated preapproval, you’ll want to:
